Credit Repair


Have you tried to purchase a car recently, but your credit prevented you from getting approved? 

If so, credit repair may be beneficial to you. We understand that establishing good credit takes time, but with the help of a repair-focused company like Fort City Chrysler, you'll be able to build a plan for success. 

On this page, you will find some helpful tips to help get you back on track.


1. Reviewing your Credit Report

Your Credit Report is a summary of your credit history, pieced together using information collected by Equifax Canada and TransUnion Canada -- two of Canada's major Credit-Reporting agencies. When you apply for vehicle financing, your Credit Report is a deciding factor in whether or not you're approved. 

The team at Fort City Chrysler can provide you with a copy of your credit report, and help you review it for possible errors or misinformation that are preventing you from getting approved.

2. Setting up Payment Reminders

One of the most important aspects of credit is paying bills on time. For banks & lenders, Credit Reports are a snapshot of your ability to make payments on time, so a missed payment is a black mark on your credit history that may affect your chances of getting approved.

Payment reminders are available through many credit bureaus. Another method to avoid missing due dates is to set up automatic payments, which will automatically pay the minimum amount due on a bill every month. If missed payments are affecting your credit, we highly recommend these services!

3. Debt Reduction

If credit repair is your main priority, it's best to postpone making credit card purchases until further notice. Instead, actively work toward paying your debts down and sticking to a payment schedule. 

One of the easiest ways to avoid difficult debt accumulation is to keep your outstanding account balances below 35% of your available credit limits. This way, you won't feel as in over your head when you view your statement balances.


Let's do this.

We know that improvement will take time, and we know that a positive result is dependent on how much work is put into the process. We probably can't increase your credit score by 100 overnight -- but we will show you the most effective ways to boost your credit now and in the future. 

Through Credit Report auditing and productive financial management, we are committed to helping you get the car you want.

Contact us today to see what we can do to get you driving.

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Fort City Chrysler Sales Ltd.

8424 Alaska Road
Directions Fort St. John, BC V1J5L6

  • Sales: 2507875220
  • Service: 2507875220
  • Parts: 2507875220